Genuinely independent
We do not sell our own products, receive commissions on investment or pension business, or favour off-the-shelf solutions. Every recommendation is designed from first principles.
Independent financial planners · London & Dubai
Wealth that works for your life.
Whether it's your pension, investments, tax, estate or business, we see how it all fits together, giving you the confidence to focus on what matters most.
Who we are
Independent wealth planning for entrepreneurs and families.
Quantum Life is an independent financial planning and wealth practice in London and Dubai. We bring your investments, pensions, tax, estate and business together in one holistic plan, built around the life you want to live.
Our services
Retirement, estate, exit and private wealth planning.
Wealth doesn’t exist in isolation. Investments shape tax. Retirement affects what you leave behind. A business exit can change everything.
- 01
Retirement Planning
Income, drawdown, and freedom of time and money for the next chapter.
- 02
Estate & IHT Planning
Structures, inheritance tax, and wealth that serves the people you love.
- 03
Founders / Exit Planning
Liquidity events, sale readiness, and life after the business.
- 04
Managed Family Office
Your own family office, run for you by one senior team, for a fixed fee agreed in advance.
Our mission
Your wealth should serve your life. Not the other way round.
We help our clients know how much is enough, build the plan to reach it, and give them back their time to live a good life on their own terms.
Life
Begin with what matters.
Real wealth is about more than money. Using our Quantum Compass, we look at your purpose, your time and your relationships alongside your finances, and calculate your Quantum: the amount you need to live a good life, on your terms.
Wealth
Every part, in concert.
We bring your pensions, investments, business interests and estate planning together in one coordinated, tax-efficient plan, built to reach and protect your Quantum.
Time
Time, returned to you.
Significant wealth demands time and attention. We take on the administration and guide every decision, so your time goes where it matters most.
Why Quantum Life
Independent by design.
Why clients choose us over a bank or a broker.
Senior advice, every time
You work directly with the principals, never handed off to a junior. Advice is led by our founder, a Chartered Member of the CISI and Registered Life Planner®.
Clear, transparent fees
Fixed, published fees for the planning work and a stated ongoing rate. You know what you pay and what it buys before you commit.
One joined-up plan
Investments, pensions, tax, protection and estate planning coordinated as one system, with evidence-based portfolios built with partners including Dimensional and BlackRock, for clients across the UK, UAE and Europe.
What we stand for
Know your number. Live your life.
Quantum is Latin for "how much". We chose it for the question it asks: how much is enough?
Ask a business owner what they need to sell for and most have a figure. Ask how they arrived at it, and the answer is less certain.
We believe your number should come from your values, not your peers. Your Quantum is what you need to live well across the four dimensions of our Quantum Compass: purpose, money, time and relationships.
Because money is simply a tool. Quantum Life is about the life it pays for.
Independently recognised
Independent advice.
Independently recognised.
4.9/ 5
VouchedFor rating
Quantum Life founder Robert Wilcocks, Chartered MCSI, is featured in the VouchedFor Top Rated Guide, distributed with The Times.
Based on independently verified client reviews — the UK's leading ratings site for professionals.
Chartered MCSI
Our founder is a Chartered Member of the CISI, recognising the highest levels of knowledge, skills and behaviour in the profession.
Psychology of money
Registered Life Planner
The RLP® designation from the Kinder Institute of Life Planning — planning built around the life, not the products.
Experience
100+ business owners
Advised through retirement, company sales and other significant wealth transitions.
Benchmark
Top 1% on VouchedFor
Among UK advisers, based on independently verified client reviews.
Questions
Frequently asked questions.
Quantum Life is an independent financial planning and wealth practice in London and Dubai. We bring your investments, pensions, tax, estate and business together in one holistic plan, built around the life you want to live.
No. Many clients come to us with a single need, such as a pension decision, an inheritance tax question or a business sale. We advise on that, while making sure it fits with the rest of your finances. You can add more whenever it makes sense.
Yes. Quantum Life is a trading style of Wilcocks & Associates Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 501064). We are independent, so we aren't tied to any product provider and don't earn commissions. Our founder, Robert Wilcocks, is a Chartered Member of the Chartered Institute for Securities & Investment (Chartered MCSI).
Mainly business owners, entrepreneurs preparing to sell, senior professionals and families with complex or international wealth.
We charge fixed, published planning fees, followed by a transparent ongoing fee.
Yes. We advise UK clients in person and remotely, and support international clients from London and Dubai. Clients who can't meet us in the UK receive strategic guidance and coordination through Quantum Life FZE in Dubai, not regulated UK advice.
Book a free 30-minute conversation. There are no products and no pressure. It's simply a chance to talk through where you are and where you want to be.
Next step
Let's start with a conversation.
A free, no-obligation call to understand where you are, what you want next, and whether we're the right people to help.
No products. No pressure. Around 30 minutes.