About us
Small enough to know you well. Experienced enough to guide you wisely.
Quantum Life is an independent wealth practice for business owners, professionals and families. Every relationship is led by the principals, creating the continuity and trust that long-term planning requires.
Our story
We help you make the most of your money, so you can make the most of your life.
Robert Wilcocks began his career with a leading asset manager. In 2007 he joined his brother Martin's independent advice practice, and in 2009 the two founded Wilcocks & Associates Ltd, which is authorised and regulated by the FCA (firm reference 501064) and was named one of the UK's Top 50 independent wealth management firms in 2022. In November 2024 Robert co-founded Quantum Life with Porus JungalWalla, working from London and Dubai.
The practice exists because most people's finances are spread across separate advisers, products and accounts that nobody joins up. We do the opposite: one plan across investments, pensions, tax, protection and estate, built around the life you actually want and then managed for you year after year.
We are independent and directly regulated in the UK, we hold no product of our own, and we publish our fees. That combination is why clients are comfortable trusting us with wealth they spent a lifetime building.
Qualified
CISI Level 6 Advanced Financial Planning and Registered Life Planner® (Kinder Institute) training.
Regulated
Trading style of Wilcocks & Associates Ltd, authorised and regulated by the FCA (No. 501064).
Independent
No own products, no commissions on investment or pension business, no off-the-shelf defaults.
Institutional partners
Evidence-based portfolios built with partners including Dimensional and BlackRock.
Independently recognised
Independent advice.
Independently recognised.
VouchedFor rating
Quantum Life founder Robert Wilcocks is featured in the VouchedFor Top Rated Guide, distributed with The Times.
Based on independently verified client reviews — the UK's leading ratings site for professionals.
CISI Level 6
Advanced Financial Planning — the highest level of technical qualification in the UK profession.
Registered Life Planner
The RLP® designation from the Kinder Institute of Life Planning — planning built around the life, not the products.
100+ business owners
Advised through retirement, company sales and other significant wealth transitions.
Top 1% in the UK
A distinction earned through independently verified client reviews, not marketing.
Our team
The people you'll know by name
Robert Wilcocks
Founder & Independent Financial Planner
CISI Level 6 and Registered Life Planner® who has spent twenty years helping families and business owners align their wealth with the life they want.
LinkedIn
Porus JungalWalla
Co-Founder, QL Family Office & Chief Investment Officer
More than two decades in senior investment roles at J.P. Morgan and Credit Suisse, now leading our Family Office and investment strategy.
LinkedIn
Mary Wilcocks
Client Relationship Manager & Protection Specialist
Your day-to-day point of contact, overseeing client administration and investment platforms with more than thirteen years in financial services.
Guy
Associate Planner & Estate Planning Specialist
Specialises in estate planning, trusts and legacy structuring, backed by more than 25 years of investment experience.
Pranay Adhvaryu
Senior Board Adviser
Founder and CIO of Blue Earth Capital, managing $150m+ of institutional and Family Office assets, advising our Family Office on private markets.
Andrea
Executive Assistant
Keeps the founders' work moving, drawing on operational experience across six countries and five languages since 2005.
Our fees
What you pay, and what for
Getting started is free. A first conversation costs nothing and commits you to nothing.
Building your plan is charged by the hour. We charge for the time spent designing your plan, at a blended rate of £394.50 an hour. Most plans take 15 to 50 hours, so typically £5,918 to £19,725, and more complex situations take longer. We quote before we start.
Ongoing advice is a percentage of what we look after. 1% a year on the first £1 million and 0.45% on anything above that. This covers managing your plan, your investments and regular reviews.
No commission, no products of our own. We are paid by you, not by the providers we recommend. Platform and fund costs are separate and shown to you in full before you decide.
See our full feesHow we're regulated
Who oversees us, and what it means for you
In the UK, Quantum Life is a trading style of Wilcocks & Associates Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA), firm reference number 501064. That means we must meet the FCA's standards on advice, fees and treating you fairly. You can check our entry on the FCA register.
If something goes wrong, you can complain to us first, and then to the Financial Ombudsman Service if you are not satisfied. Eligible clients may also be protected by the Financial Services Compensation Scheme (FSCS).
Outside the UK, for international clients we cannot advise under UK rules, we provide strategic guidance and coordination through Quantum Life FZE, licensed in the Dubai World Trade Centre Free Zone (Trade No. L-3197). This is not regulated financial advice under FCA rules, and FCA protections do not apply to it.